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Life insurance 101

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  Life insurance 101 All the basics that you need to know about life insurance, we'll run through about it in this article including what are the policies that need to be adhere? And how you can prepare for you to get one? Disclaimer: I have work with an insurance company before for short period of time but in terms of basic knowledge I would be able to suffice the concern about life insurance although I am not selling any products or policy. We are breaking down why we need protection as well as what is life insurance. We will also be tackling about the difference between life insurance and health insurance, same thing with different terminologies types of life insurance, and the best time you should get life insurance and then how you could apply for one, requirements you will need and what you should do after you get one. First, is why do we need this type of protection? As completely humans we can experience sickness, accident and death or disabilities and since a lot of people

Investment stock market 101

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Investment stock market 101   As I discuss about Insurance I have mention that as part of their policy you can also include investment depending on how aggressive you can be as an investor, and that is part of the VUL or Variable Universal Life insurance. Now this time we will purely talk about investments.   You might not know it, but right now during this pandemic is the perfect time to invest where the stocks are low and once everything recovered the spike for stock market would definitely went overwhelming, and right now there are numerous investment that are offered online even at a low amount using mutual funds.   What is mutual fund? Mutual funds are the accumulated funds coming from one person to another then put it altogether, then it becomes a mutual fund and right now you don’t even have to open a broker account just to have an actual fund, there is investment that offers from an application or an app. What is bond what’s different between government bond and corporate bond?